FAQ’S

What Is Title Insurance?

Owner’s title insurance protects your right to your home. By searching, clearing and insuring the title to your home before you buy it, your owner’s title policy offers protection for your property rights for as long as you and your heirs own your home.

If ownership of your property ever comes into question, an owner’s title insurance policy protects you from expensive legal problems that could result in the loss of your home.

How Important is Owner’s Title Insurance?

Title insurance can protect you if someone later sues and says they have a claim against the home from before you purchased it. Legal claims could come from a previous owner’s failure to pay taxes, or from contractors who say they were not paid for work done on the home before you purchased it.

What does Title Insurance protect the owner from?

Title insurance protects against claims from defects. Defects are things such as another person claiming an ownership interest, improperly recorded documents, fraud, forgery, liens, encroachments, easements and other items that are specified in the insurance policy.

Who should have Title Insurance?

A lender will always require the borrower to purchase a lender’s title insurance policy before obtaining a home loan, and the policy is usually issued by the title company to mark the conclusion of their title search.

How is Title Insurance different than Home Owner’s Insurance?

One of them is concerned with the ownership rights to the property, while the other one provides protection if there is a loss on the property itself. TITLE INSURANCE provides coverage against loss due to liens and defects on title.
Possible Glossary of Terms – (example text if they want to use it keep it we will get more or they can provide)